Foreclosure Help in NJ
We offer FORECLOSURE HELP IN NEW JERSEY! We've help hundreds of people with foreclosure and we can HELP YOU! Watch this video and enter your NAME and EMAIL ADDRESS to the right and learn how we can help you TODAY!
Foreclosure Help in NJ
If you live in New Jersey, can't keep up your mortgage payments, and fear foreclosure, your first step is to understand the foreclosure process and know what help may be available. Take comfort in knowing that foreclosure help in NJ is close at hand.
Firstly, New Jersey foreclosures need to be processed through the New Jersey Superior Court. What this means is that your lender must file a lawsuit, and after the lawsuit is filed your must a served a copy of the summons. You're given thirty-five days to respond. During the thirty-five day period, you have the opportunity to contest the foreclosure. Generally, a foreclosure lawsuit takes from four to six months to run through the courts. Upon completion, your lender obtains a judgment of foreclosure. The lender then presents the foreclosure to the sheriff, who conducts a foreclosure sale approximately a month thereafter. Although it's best to seek help before you are served, even after being served you have plenty of time to seek assistance.
The U.S. Department of Housing and Urban Development (H.U.D.) offers foreclosure assistance. Throughout the United States foreclosure avoidance counselors are available to provide information on the various options available to you. For example, you may be eligible for the Making Home Affordable loan modification program, allowing you to reduce your monthly payments. Advice from a foreclosure avoidance counselor is free, and a counselor will work with you to ensure that you compile with all the necessary information.
Many New Jersey residents, through no fault of their own, struggle with unemployment or underemployment and simply can't make ends meet. If you are in this position, you may be able to receive help from the New Jersey HomeKeeper Program, which provides up to $48,000 in forgivable mortgage assistance.
Another resource designed to assist those in danger of losing their home is the NJ Judiciary Mediation Program. If you qualify, a neutral mediator will work with all parties involved to workout a payment solution that is satisfactory to everyone.
Regardless of your situation WE ARE HERE TO HELP, we have the resources and experience to guide you through this process. Simply enter your NAME and EMAIL ADDRESS in the box to the right and receive additional information!